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Ndayambaje
H. is a carpenter and is married with two children. He owns two machines which allow him to make timber for sale. He has been in this business for about fifteen years and the hours of his business are from 7 a.m. to 5 p.m. every day.

With these fifteen years of experience in his business, the number of H.’s customers has increased to the extent that he can not now satisfy his customers. To end this, he would like to request a Kiva loan via Vision Finance Company in order to purchase an additional machine which will be useful in making many timbers for sale.

With this machine, H. will satisfy the demand of his customers and he will, hopefully, earn more profits. These profits will allow him to continue taking care of his family. In addition, he will keep reinvesting in his business through creating many sources of income and creating more jobs for the people in his community.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 96
    View loans »
    Rwanda Loans Fundraising
  • $12,654,950
    Funds lent in using Kiva
  • 578.0
    Rwanda Francs (RWF) = $1 USD