This group of women sells diverse articles like grains, firewood, and wood charcoal. Djenebou S., one of the members, counts on purchasing two tons of wood charcoal with her loan. She stocks up on supplies in her village and in neighboring villages. She sells charcoal to passer-bys on the asphalt road and in Sikasso village at the weekly fair. She makes her sales in cash to a clientele composed of men and women. She foresees making a median monthly profit of 15,500 FCFA which she will use to meet her family's needs (education and marriages of her children) and invest the rest in her business.
Elles sont à leur treizième collaboration avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle.
Ce groupe de femmes fait le commerce d’articles divers les céréales, le bois de chauffe et de charbon de bois à l’image de Djenebou S..
Djenebou compte acheter avec son prêt, 2 tonnes de charbon de bois.Elle s’approvisionne dans le dit village et dans les villages voisins.
Elle les revend aux passants au bord du goudron et à Sikasso ville les jours de foires hebdomadaires, à une clientèle composée de femmes et d’hommes au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 15.500 FCFA dont une partie sera utilisée dans les dépenses de la famille (scolarité des enfants et mariages) et l’autre partie sera investie dans les activités.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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