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Immaculate is a single mother of six children and three of her children go to school. She doesn’t take care of additional family members. Immaculate owns a bar in Nakulabye, one of the city suburbs, and sells all types of beer and local gin. She wants to use this loan of 600,000/= to buy more crates of beer and jerrycans of local gin. She doesn't incur any transport costs as she buys from her home. Immaculate has been in this business for 10 years. Besides this bar business, she doesn’t have any other side job. Immaculate works from her home and so doesn’t pay rent though she pays for an operating license. She sells to all categories of people at retail and at wholesale. Her major customers are mainly older men and women. Immaculate works seven days a week. Her business challenges include the rainy season and defaulters. She aspires to build a house to accommodate her bar. She joined MCDT because she wanted timely loans. Immaculate resides in and owns a four-room house. The family has no access to electricity or piped water. Her monthly expenses include feeding the family and school fees for her children.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 206
    View loans »
    Uganda Loans Fundraising
  • $31,386,450
    Funds lent in using Kiva
  • 2,150.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Immaculate to buy more beer and local gin.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 19, 2010
May 17, 2010
Currency Exchange Loss:
Nov 15, 2010