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Ni Putu Warniasih
View original language description ↓
In a very traditional Balinese custom interpretation, women are often expected to stay at home to take care her children and her husband. That does not apply to Ni Putu Warniasih. She is a mother of three. Two of her three children are in elementary school. That condition creates the needs to cover school tuitions in addition to the living costs. One of her obsessions is to have the children to get the highest education possible so they can transform their life to be better than their parents. Although her husband is selling vegetables door to door, Ni Putu Warniasih does not want to sit around and do nothing. Utilizing a small lot in her yard, she and her husband made a small shed with three compartments. The first compartment is to grow the piglets, the second compartment is for the sow and the third compartment is for breastfeeding. With the loan from Dinari, Ni Putu Warniasih can buy a sow that will soon deliver the piglets which will then occupy the shed. She plan on harvesting every three months. She decides to do so to get a fast turn around to allow her to use the profit for additional capital and to help cover her family's living expense.

Translated from Bahasa Indonesia by Arliadi Mahadi, Kiva Volunteer.

Di adat Bali kuno, seringkali muncul pemahaman bahwa wanita hanya diam dirumah untuk merawat anak dan melayani suami. Namun, hal itu tidak berlaku bagi Ni Putu Warniasih. Ni Putu Warniasih adalah ibu dengan 3 orang anak. Dua dari tiga anaknya sudah mengenyam pendidikan di bangku Sekolah dasar ( SD ). Kondisi seperti itu tentunya membutuhkan banyak biaya, baik untuk kebutuhan sehari – hari atau biaya sekolah. Satu keyakinan Ni Putu Warniasih adalah ia berkeinginan anaknya dapat menempuh pendidikan setinggi mungkin sehingga mereka akan dapat mengubah hidupnya menjadi lebih baik atau menjadi lebih baik dari orang tuanya. Walaupun suaminya berprofesi sebagi pedagang sayuran keliling, hal itu tidak membuat Ni Putu Warniasih berdiam diri saja. Dengan memanfaatkan sepetak tanah dibelakang rumahnya, Ni Putu Warniasih dengan suaminya membuat sebuah kandang dengan 3 ruangan. Ruangan pertama untuk anak babi yang digemukkan, ruang 2 untuk induk dan ruang 3 untuk induk yang menyusui. Dengan pinjaman dari Dinari, Ni Putu Warniasih membeli induk babi yang sudah dikawinkan. Perhitungannya induk babi itu akan segera melahirkan anak dan segera mengisi kandangnya. Ni Putu Warniasih berencana memelihara babi untuk babi guling yang dipanen 3 bulan sekali. Hal itu dipilihnya karena perputaran modalnya cepat, sehingga Ni Putu Warniasih bisa menyisihkan untuk modal dan kebutuhan sehari – hari. Dengan kegiatannya sekarang, Ni Putu Warniasih mampu membantu keuangan keluarganya.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 30
    View loans »
    Indonesia Loans Fundraising
  • $5,319,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $175 helped Ni Putu Warniasih to purchase sows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2007
Oct 4, 2007
Currency Exchange Loss:
Oct 31, 2008