Mr. Kimseng H. and his wife, Mrs. Sam-at Um, married in 1993 and have two daughters, both of whom are in school. The family lives along National Road Number Five about twenty kilometers from Phnom Penh. Kimseng was not available when the photograph was taken so his wife is shown instead.
Kimseng has been a rice farmer since 1993. His wife sells snacks in a primary school in the village. Besides farming, he also has been in full-time employment producing bay sey in Phnom Penh. (Bay sey is a section of banana tree trunk with legs to which 3, 5, 7, or 9 layers of banana leaves rolled up in finger shapes have been attached. This is decorated with flowers and used in certain ceremonies.)
Kimseng has obtained loans from Maxima several times already including a Kiva loan. Now he is asking for another loan of $1,000 to purchase a motorbike for commuting.
MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.