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Francias Alicia
Francis Alicia is a teacher and she lives in Zone #1 of Nueva Ginea. She is the mother of 2 sons and one daughter. All work and are professionals. Her greatest necessity is to build a kitchen because the rainy season is about to start and her current kitchen is in bad shape. She needs one that will allow her to have better living conditions in her house. She doesn’t have the necessary funds to build, and this is why she is requesting a loan from AFODENIC. She is a very hardworking woman who has worked hard so that her children could become excellent professionals. They help her out at home and with the family expenses because they are a Christian family and are very close.
View original language description ↓
La profesora Francis Alicia habitantante de la zona # 1 de Nueva Guinea, es madre de 2 hijos varones y una mujer todos trabajan y son profesionales su mayor necesidad que se le presenta es construir una cocina ya que le urge por que ya viene el tiempo del invierno y se encuentra en mal estado de modo que le permita vivir en mejores condiciones en su casa de habitacion, no cuenta con los recursos economicos necesarios para realizar esta actividad por esta razon solicita refinanciamiento a la intitucion de AFODENIC, se caracteriza por ser una mujer luchadora la cual se ha esforzado para que sus hijos sean unos excelentes profesionales, los cuales coloboran en las actividades del hogar y con los gastos familiares ya que son una familia cristiana y bien unida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 93
    View loans »
    Nicaragua Loans Fundraising
  • $24,768,325
    Funds lent in using Kiva
  • 21.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Francias Alicia to build a kitchen.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 29, 2010
May 16, 2010
Currency Exchange Loss:
Apr 15, 2012