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Maria Elena
María Elena B. is a member of the comunal bank El Cisne. She lives in the communityho f San Isidro in the parish of El Valle, located to the southeast of the city of Cuenca, adjoining the urban area of the city. It is bordered to the north by the parish of Paccha, to the east by Santa Ana, to the south by Tarqui, and to the west by Turi and the city of Cuenca. Agriculture and cattle are the traditional activities of the people of this area, and it also has the tourist attraction of Lake Cochapamba, full of reeds and its beautiful landscape, and Rayoloma, an ideal place to admire its reach to the city of Cuenca (among other attractions).

Our member is 37-years-old, married, and has 5 children ages 17, 14, 12, 10, and 2 years. Her first child isn’t in school, and helps with household chores. Her second is in high school, and the 10-year-old attends a community school. Her husband is a bricklayer, and thanks to their combined work, they have managed to build their own home.

María Elena sells pots and pans, but only on Sundays. She has been doing this for four years all around the area where she lives. She also raises livestock such as chickens, cows (whose milk is for her family’s personal consumption).

She has been working with Ibankito for nine years, and the loans she has received have helped her in her home, as well as her business. With the money she receives from the current loan she’s requesting, she will buy pots, pans, etc. to grow her business.

Her goal is to have her own capital to be able to grow her business by adding other household items to sell.
View original language description ↓
María Elena B. es socia del banco comunal El Cisne, vive en la comunidad San Isidro en la parroquia El Valle ubicada al sureste de la ciudad de Cuenca, colindando con el área urbana de la cuidad. Limita al norte con la parroquia Paccha, al este con la parroquia Santa Ana, al sur con la parroquia Tarqui, y al oeste con la parroquia Turi y la ciudad de Cuenca. LA agricultura y ganadería son las actividades tradicionales de los pobladores de éste sector, además tiene como atractivo turístico la laguna de Cochapamba llena de totoras y su hermoso paisaje, Rayoloma un sitio ideal para poder admirar en su gran extensión a la ciudad de Cuenca entre otros.

Nuestra socia tiene 37 años de edad, es casada y en su unión conyugal ha concebido 5 hijos que se encuentran de 17, 14, 12, 10, y 2 años, su primer hijo no estudia y ayuda en las labores de la casa, su segundo hijo estudia en la secundaria y el de 10 años estudia en una escuela de la comunidad, su esposo es de profesión albañil, gracias al trabajo conyugal han logrado construir su casa propia.

María Elena se dedica a la venta de ollas y sartenes pero solo los días domingos recorriendo con sus artículos en su sector desde hace cuatro años, también cría animales como gallinas, vacas y la leche que obtiene de ellas es para el consumo de su hogar.
Se encuentra nueve años trabajando con los prestamos del bankito y los créditos le han beneficiado tanto en su hogar como en su negocio, con el dinero que recibirá del credito solicitado comprará ollas, sartenes, etc. para abastecer su negocio.

Su meta es llegar a tener un capital propio para incrementar su negocio con menaje de cocina y otros articulos para el hogar.

About Ecuador

  • $10,200
    Average annual income
  • 61
    View loans »
    Ecuador Loans Fundraising
  • $23,876,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Elena purchase of pots and pans.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 20, 2010
Listed
May 16, 2010
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2010