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Justa
Justa has applied for this loan because she plans to purchase chicken, ice, and gasoline, which she sells from her house to her community called Margarita in the province of El Seybo. Justa is very careful with her money and keeps a record of what she buys and sells, her income and expenses, in a notebook. She is responsible for providing for 9 people in her house; her husband is not able to maintain a consistent source of income or work.

In addition to having to provide for so many people, she has to live with a severe case of anemia. About two years ago she had to stop working entirely because she was so ill. Now she feels better, but gets tired often.


NOTE: Justa is one of four microentrepreneurs in her Bank of Hope solidarity group whose businesses will be funded by this loan. They have all gone through Esperanza's business training courses conducted by their Esperanza loan advisor, Algenis Chevalier. Each of the four members will receive a share of this $1,200 loan for their respective businesses and will be accountable to each other for repaying their share of this loan together. This group-lending method strengthens social needs in a community and ensures that members cooperate to help one another repay their loans and invest wisely in their business and family.


Justa estimates she makes about US$ 9-15 a week from her business and always puts part of her income away for savings, using the other part to reinvest into the business and try to diversify her products more. Her goal is to continue improving and advancing, that way she can help her family have more to eat, a better education, and so that they can own their own house built out of concrete blocks. Justa is very grateful for the chance to achieve a better future for her family. She says that these loans can help her get there, one step at a time.

About Dominican Republic

  • $7,611
    Average annual income
  • 2
    View loans »
    Dominican Republic Loans Fundraising
  • $8,061,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD