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Tania Rocio
Tania is 31 years old and lives in the suburbs of Paraíso de Guayaquil. She has one daughter and one son who attend the “Zapatito” school. Her husband works as a mechanic. Three years ago she started a store out of desperation for not being able to find work and not being able to help with the household expenses. She invested her savings in basic need products, but because she didn’t’ have a location to open her store, she decided to run it out of her living room.

Now she has a well stocked store where she sells sugar, cooking oil, and other basic need items. She works from 6:00 am to 9:00 pm. Her children help out when they get home from school. She will use the money from this loan to buy canned goods, radios, and drinks for her store. She would like better stock her store in order to meet her customers’ demands.
View original language description ↓
Tania de 31 años, vive en una zona periurbana en el Paraíso de Guayaquil, tiene una niña y un niño que estudian en la escuela “Zapatito”, su esposo es mecánico. Hace tres años ella empezó con la tienda, por la desesperación de no tener trabajo y ayudar con los gastos familiares decidió invertir sus ahorros en víveres, pero como no tenia donde ubicar la tienda decidió readecuar su casa y construir un local en la sala de su casa.

Ahora ella tiene una tienda surtida, vende azúcar, aceites y otros víveres, trabaja desde las 06h00am hasta las 21h00pm, cuando sus hijos llegan de la escuela le ayudan en la tienda. Con el préstamo quiere comprar enlatados, radios, bebidas para su tienda.

En el futuro quiere surtir mas el negocio para cubrir con las demandas de los clientes.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 76
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Tania Rocio inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 6, 2010
May 18, 2010
Currency Exchange Loss:
Jun 20, 2011