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Sonia Martha
Sonia I., 24, lives in the outskirts of Guayaquil. She has two children: one is 4 years old and the other is 5 months old. Three years ago she started a store so that she could support her son, and no longer depend on the money that the father of her child gave her. She started to sell canned goods, rice, and cereals outside her home. Over time she expanded her business with groceries and glass display cases.

Now she works from 7am until 11pm every day. From her store she sells rice, vegetables, grains, drinks, etc. Although Sonia works alone, she continues to exert herself for her children. With the loan she will buy rice, sugar, and drinks for her store.

In the future she wants to see her business grow so that she can pass it down to her children.
View original language description ↓
Sonia I. de 24 años, vive en el Suburbio de Guayaquil, tiene dos hijos de 4 años y otro de 5 meses. Inicio con la tienda hace tres años para poder mantener a su hijo y ya no depender del dinero que el padre de sus hijos le daba. Empezó a vender enlatados, arroz, cereales afuera de su casa, a medida que pasaba el tiempo fue incrementando su negocio con viveres y vitrinas.

Ahora ella trabaja desde las 07h00 hasta las 23h00pm todos los días, vende en su tienda arroz, vegetales, granos, bebidas, etc. Aunque Sonia trabaja sola sigue esforzándose para sus hijos. Con el préstamo quiere comprar arroz, azúcar, bebidas para su tienda.

En el futuro quiere que su negocio crezca y pasarlo a manos de su hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Sonia Martha to buy rice, sugar and canned goods.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 11, 2010
May 14, 2010
Currency Exchange Loss:
Apr 15, 2011