Mrs. María Elva P. Ramírez is the president of the group. She is 23 years old and she went to school until 6th graD.. She is a merchant and she has a total of 2 chilen (1 girl and 1 boy). She has sold tortillas and sewing for 9 years. She is asking for the loan to invest in corn. Her clients are the area residents. At this time, asking for the loan, she is content. She also hopes to help her husband with expenses.
Irma is a member of the Tehatsi group and this photo was taken in her house where she has her workshop. In the photo the different crosses that she makes can be seen. She sells crosses maD. from tree trunks and she has been doing this for four years. She is asking for the loan to purchase wood to be able to make her artisan crafts. Her customers comment that they are very pretty. They buy them and sell them at streetlights in the state of
At this time, asking for the loan, she is content. She is 43 years old and has a 6th graD. education. She is single and has no children. Irma also opes that with her profits she can help her mother with her 2 brothers' schooling.
The other members of the group are:
- LETICIA M. M. CLOTHING SALES
- TOMASA R. Z. SEWING
- IRMA M. O. SELLING ARTISAN CRAFTS
- FRANCISCA R. Z. SELLING STUFFED ANIMALS
- JOSEFINA O. R. SELLING TORTILLAS
- RUFINA Z. D. J. SELLING CANDY
- HILARIA Z. G. SELLING STUFFED ANIMALS
- TERESA M. S. SELLING RESIN
- ANGELINA R. Z. SEWING
- GLORIA F. G. SEWING
- EMILIA G. R. SELLING TORTILLAS
- MARIA ATILIANO L. SELLING RESIN
La Sra. María Elva P. Ramírez es la presidenta del grupo. Tiene 23 años, estudió hasta el 6 año D. primaria, es comerciante y tiene en total 2 hijos (1 mujer y 1 varón). Ella se dedica a la venta D. tortillas y costura que inició hace 9 años. Solicita el préstamo para invertir en maíz. Sus clientes son vecinos D. la localidad. Al momento D. solicitar este préstamo se siente contenta. Quiere este crédito para comprar maíz. También espera ayudar a su esposo con los gastos.
Irma es, un integrante del grupo Tehatzi y esta foto fue tomada en su casa donD. tiene su taller, en la foto se ve las diferentes cruces que realiza pues ella se dedica a la venta D. cruces D. tronco D. árbol que inició hace 4 años. Solicita el préstamo para comprar madera y poder realizar sus Artesanías. Sus clientes comentan que son artesanías muy bonitas, ellos se las compran y las venden en los semáforos del Estado D. Toluca.
Al momento D. solicitar este préstamo se siente contenta. Tiene 43 años, estudió hasta el 6 año D. primaria, es soltera y no tiene hijos. También espera que con sus ganancias, Irma pueda ayudarle a su mama para la escuela D. sus 2 hermanos
Los otros integrantes del grupo son:
- LETICIA M. M. VENTA D. ROPA
- TOMASA R. Z. COSTURAS
- IRMA M. O. VENTA D. ARTESANIAS
- FRANCISCA R. Z. VENTA D. PELUCHE
- JOSEFINA O. R. VENTA D. TORTILLAS
- RUFINA Z. D. J. VENTA D. DULCES
- HILARIA Z. G. VENTA D. PELUCHES
- TERESA M. S. VENTA D. RESINA
- ANGELINA R. Z. COSTURA
- GLORIA F. G. COSTURA
- EMILIA G. R. VENTA TORTILLAS
- MARIA ATILIANO L. VENTA D. RESINA.
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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