Nueva Esperanza Group
Sra. Lorenza provides manicure and pedicure services in her free time. She receives appointment requests over the phone and provides her services in the homes of her clients. Lorenza already has an established clientele and earns a steady income from this line of work. She says that this business generates essential income to help with her family’s expenses. In order to improve her services, she wants to acquire more sophisticated equipment such as distinct types of nail files, callus files, tweezers, and other items. She is requesting a loan to buy this equipment and thanks Kiva for helping people of limited resources who are eager to work.
Utilizaran el crédito para diversas opciones dependiendo de la actividad a que se dedica cada integrante así como la señora Lorenza quien realiza servicios de manicura y pedicura sus horas libres.
Ella recibe los pedidos por teléfono y hace servicio a domicilio de las clientas, por sus buenos trabajos ya cuenta con clientela formada y un ingreso seguro mediante este trabajo.
Ella comenta que esta actividad genera un ingreso imprescindible para ayudar con los gastos de su familia por ello desea adquirir para mejorar sus servicios herramientas mas sofisticadas como limas de distintos tipos, raspa callos, pinzas, y otros.
Solicita el crédito para la compra de estas herramientas y agradece a kiva por la ayuda que brinda a las personas de escasos recursos pero con ganas de trabajar.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid