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Felismina
Felismina A. M. was born in Catembe Municipal District, Maputo Province in southern Mozambique. She is 42 years old, married, and has five children, ages 25, 23, 20, 9 and 4. Three of the children go to school. Felismina only finished third grade and did not continue because of her parents' financial difficulties. She lives in her own house with her family and also supports a niece who lives with her.

She left Catembe to move to Maputo City when she got married. Felismina has run her own business from her yard for more than 10 years. She has no employees and earns about 6,000 meticais per month, which she uses for household expenses. She also saves some money in her bank account.

Felismina has never had loans from other banks. She learned about Hluvuku through friends who are also customers of this institution. This is her second loan, and she is asking for 23,000 meticais. She intends to buy construction materials (cement, sand, blocks, stone and other items) to continue building her house.

She promises to pay off this loan on time so she can have more loans. One of Felismina's dreams is to have an official wedding ceremony. In the future she intends to ask for more loans to develop her business.
View original language description ↓
Felismina A. M. nasceu no Distrito Municipal da Catembe, Província de Maputo, sul de Moçambique tem 42 anos de idade, casada e mãe de 5 filhos de 25, 23, 20, 9 e 4 anos de idade, 3 destes vão a escola. Fés somente 3ą classe não continuou devido a falta de condições financeiras por parte dos progenitores. Vive na casa própria com a sua família e sustenta também uma sobrinha que vive com ela.
Saiu da Catembe para cidade de Maputo quando se juntou ao seu marido. Tem um negócio próprio que desenvolve no seu quintal ha mais de 10 anos, não possui nenhum empregado e consegue um rendimento de cerca de 6.000.00mt por mês que aplica nas despesas de casa e ainda poupa algum na sua conta bancária.
Nunca teve empréstimos em outros bancos, conheceu a Hluvuku através de amigas que também são clientes desta instituição. Este é o seu 2º empréstimo no valor de 23.000.00mt com o qual pretende comprar material de construção (cimento, areia, blocos, pedra e outros) para dar continuidade com a construção da sua casa.
Compromete se a pagar devidamente este empréstimo para poder aceder a outros. Tem como sonho realizar uma cerimónia de casamento oficial. No futuro pretende solicitar mais empréstimos para desenvolver o seu negocio.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 100
    View loans »
    Mozambique Loans Fundraising
  • $2,547,825
    Funds lent in using Kiva
  • 34.1
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Felismina purchase of cement, sand, blocks, stone and other items.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 13, 2010
Listed
May 18, 2010
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2011