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Mrs. Heng N., 46, is a farmer who earns $1 per day. Her husband, 66, earns $2 per day as a village chief. The couple has 6 children. One of their children is a student and three of the others work in a garment factory earning $80 per month each.

Mrs. Heng N. would like to borrow $500 to finance the purchase of a motorcycle for her family’s transportation.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 99
    View loans »
    Cambodia Loans Fundraising
  • $35,456,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Heng to purchase a motorcycle for her family's transportation.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 19, 2007
Oct 4, 2007
Currency Exchange Loss:
May 20, 2009