Las Acllas Group
The members run different businesses such as selling general groceries, bread, cheese, young animals, meet, candy, food, and carpentry services.
This is the case for Aydee, who is the secretary of the community bank. Aydee lives with her partner and has no children. She has been a member of the bank for 1 year. Aydee has a bakery, and she started this business buy selling break and cakes from a small cart. She currently rents a small store where she sells her bread and also general groceries, which she does with the help of her husband. Her loan will be used to buy sacs of flour. Aydee dreams of owning her own bakery premises and of having two good children to whom she can offer the best in life.
The members need different loan amounts like 300 soles, 500 soles, 600 soles, making a total of 11,500 soles for the whole community bank.
Las socias realizan diferentes negocios como es la venta de abarrotes en general, panes, quesos, animales menores, carne, golosinas, comida y servicios de carpintería.
Como es el caso de la Señora Aydee que es secretaria del Banco Comunal, Aydee es conviviente y no tiene hijos, socia hace 1 año, Aydee tiene una panadería, actividad que inicio vendiendo panes y pasteles de manera ambulatoria en una carretilla, actualmente tiene una tienda en un local alquilado en donde comercializa sus panes y además vende abarrotes en general, actividad que realiza con la ayuda de su esposo. Su préstamo será invertido en la compra de harina por sacos. Los sueños de Aydee es tener un local propio para su panadería, tener 2 hijos educarlos y darles todo lo mejor.
Las socias necesitan diferentes montos de prestamos como 300 soles, 500 soles, 600 soles, haciendo un total de 11,500 soles de prestamos en el Banco Comunal.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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