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Allpaurccuna Group
In this Group: Julia, Julian , Teodosia, Emiliano, Alejandro , Victor , Enrique, Esperanza, Deonisia, Isabel, Felicitas, Hipolito, Juana Severina, Rosmery , Teodoro , Adrian
The Allpaurccuna Village Bank is starting its 6th cycle with 16 members from the community of the same name which means "From where the earth comes" in Quechua. The community is located about 40 minutes from the city of Ayacucho and is part of the Pacaycasa district.

The group members work in various businesses such as the sale of cereals, fruit, pigs, tara (a local tree), small animals, groceries, and in agriculture. Isabel is the president of the bank, is 35 and married with 6 children. Isabel and her husband buy and sell animals which they buy in the markets of the villages and sell in the cities of Ayacucho and Huanta. They also have a car they use to proviD. transportation services to different provinces roundabout. She will invest her loan in the purchase of more animals. Her dream is for her children to finish their schooling, to become professionals in their careers and improve their businesses.

The group members need different loan amounts such as $100, $200, and $300 for a total of $3600.
View original language description ↓
El Banco Comunal Allpaurccuna inicia su sexto ciclo con 16 socias que son D. la comunidad del mismo nombre que significa D. donD. se saca tierra en quechua, comunidad que se encuentra a 40 minutos D. la ciudad D. Ayacucho y pertenece al Distrito D. Pacaycasa.
Las socias realizan diferentes negocios como es la venta D. cereales, frutas, cochinilla, tara, animales menores, abarrotes en general y la agricultura.
Como es el caso D. la Señora Isabel que es la presidenta del Banco Comunal, Isabel es casada, tiene 35 años y 6 hijos, Isabel junto a su esposo se dedican a la compra y venta D. animales, los cuales son adquiridos en las ferias y pueblos y los comercializa en la ciudad D. Ayacucho y Huanta, además tienen un carro con el cual realizan transporte D. pasajeros a distintas provincias. Isabel invertirá su préstamo en la compra D. animales. Los sueños D. Isabel son que sus hijos culminen sus estudios, sean profesionales y mejorar sus negocios.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600 soles, 900 soles, haciendo un total D. 10,200 soles D. prestamos en el Banco Comunal.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 175
    View loans »
    Peru Loans Fundraising
  • $60,197,200
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Allpaurccuna Group's $3,600 loan helped a member purchase of animals.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 11, 2010
May 11, 2010
Currency Exchange Loss:
Dec 15, 2010