Paola lives under the anticretico modality (Anticretico is a transaction not available in the U.S. whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner loses the property to you) in the Alto Tacagua area of La Paz.
She works in a fast-food eatery located in the Miraflores area from Monday through Friday. On weekends she works in the coat check of a discotheque to earn extra income.
She is asking for funds to buy a computer so that she can continue with her studies.
She is an Impro client and has repaid well in the past so she qualifies for a loan.
La señora Paola vive en anticretico, en la zona de alto tacagua de la ciudad de La Paz; trabaja en un snack de comida rápida ubicado en la zona de miraflores de lunes a viernes, los días sábados y domingos trabaja en una discoteca en el área de guardarropa para poder generar mayores ingresos.
El crédito que solicita es para la compra de una computadora y poder seguir estudiando.
Es cliente de Impro y paga muy bien, por lo tanto puede acceder a un crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.