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Germán David
Germán David M. D. is 37, and lives in the city of Santa Tecla, located in La Libertad province. He lives together with his wife who helps him in the business and together they do the household chores and take care of their 6 year old son. Germán owns a bakery that is located in his house. There he makes sweet bread such as rich cakes, cookies, baked goods, and much more. The baked goods are sold in the Health Department of Huizucar located in the La Libertad Department where he sells to the patients and to the doctors. His wife sells from the house and thus they get the most out of their work and earn more income.
This is important since both Germán and his wife want to improve their family finances to offer their son a better future. They also want to have a safe place to live where they can fill their basic needs and that is Germán’s biggest incentive, the love of his child. He is requesting a loan that he will use to buy flour, shortening, sugar and other ingredients to be able to make even more bread.
View original language description ↓
Germán David M. D. de 37 años de edad reside en la ciudad de Santa Tecla, ubicado en el departamento de La Libertad. Vive junto a su esposa quien le ayuda en el negocio y así mismo se dedica a los quehaceres del hogar y también junto a su pequeño hijo de 6 años de edad. Germán posee una panadería la cual se encuentra ubicada en su casa de habitación, en donde se encarga de elaborar pan dulce como pastelitos de leche, galletas, reposterías y otros más. El pan lo comercializa en la unidad de salud de Huizucar ubicado siempre en el departamento de La Libertad, en donde lo vende con los pacientes y doctores del lugar, así mismo su esposa se encarga de venderlo en su casa, de esta manera ellos pueden sacarle el mayor provecho a su trabajo y así obtener mayores ganancias, lo cual les beneficiaria mucho ya que tanto Germán como su esposa quieren mejorar su economía familiar para poder tener la capacidad de brindarle un mejor futuro mejor a su hijo y así mismo un lugar seguro para vivir en donde se le puedan suplir todas sus necesidades primordiales lo cual es lo que más incentiva a Germán, el amor de su hijo. Germán solicita un préstamo por medio del cual pueda comprar harina, manteca, azúcar y otros elementos más para poder elaborar mayor cantidad de pan.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 714
    View loans »
    El Salvador Loans Fundraising
  • $27,111,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Germán David to buy flour, shortening, and sugar to make bread.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 26, 2010
May 13, 2010
Currency Exchange Loss:
Oct 20, 2011