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United Friends Group
In this Group: Mannie, Rachel, Nyemonh, Edith, Tina
Mannie M. is the leader of the group of five borrowers called United Friends. She is single and has 10 children. She also cares for 4 siblings. She is a high school graduate but could not continue her education through college.


For 3 years Mannie has been selling charcoal at the Duport Road market in Paynesville, Liberia. She gives her customers discounts during transactions which keeps them returning. Mannie started selling charcoal by bags at her house but now has a warehouse in the market. Transporting charcoal from the production site to her warehouse is a problem for Mannie.


She plans to use her 9000 LRD portion of this 45000 LRD group loan to buy more charcoal for sale. Her goal is to expand to a bigger business and to buy a car for transporting her goods.


Mannie describes herself as an easy going mother who loves people and hates dishonesty.


In the photo Mannie is holding the sign and Nyemonh is in the inset because he was absent during the interview.

Additional Information

Note on LEAP:

During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Liberia

  • 500
    Average annual income
  • 0
    View loans »
    Liberia Loans Fundraising
  • $3,032,850
    Funds lent in using Kiva
  • 72.4
    Liberia Dollars (LRD) = $1 USD