Mario lives in his own home in the Tembladerani area of the city of La Paz. He is a retired teacher who receives a very small income to support his family. Recently, he suffered an accident that caused him to lose his sight; also, he has a son who is paralyzed. The loan he is seeking is to help his wife to start a business to help support the family; she will buy and sell various products in order to help with the household expenses and help the family to move forward.
Mario is an Impro customer who has always paid back his loans so he is qualified to receive a new loan.
El señor Mario vive en casa propia en la zona de Tembladerani de la ciudad de La Paz; es profesor jubilado y percibe una renta muy pequeña con la cual mantiene a su familia. Recientemente tuvo un accidente que le hizo perder la vista, además tiene un hijo paralítico por lo tanto el crédito que solicita es para que su esposa ayude en la familia, comprando y vendiendo diferente mercadería, para así ayudar con los gastos y de esta manera poder salir adelante.
Es cliente de Impro y paga muy bien por lo tanto puede acceder a un nuevo crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.