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Obaa Pa Trust Bank Group
In this Group: Ama, Ama, Janet, Marie, Afia, Ataa, Francisca, Esther, Millicent*, Barbara
* not pictured
Francisca is a 42-year-old mother with two children, ages 12 and 18. She describes herself as faithful.

For the past 3 years, Francisca has operated her food retail business, specializing in meat. Francisca will use the loan to buy more meat to supply to her customers. She would like to provide her children with an education so that they can have a better future.

Francisca is currently the leader of the group named "Obaa Pa," which means “good woman” in Twi, the most commonly spoken language in Ghana. There are 10 members in this group. The other group members are also involved in the retail business, selling items such as yams, meat, and second-hand clothes. They plan to use the loan to buy various items to grow their business inventories and better support their families and their kids education.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,572,300
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Obaa Pa Trust Bank Group's $2,775 loan helped a member to purchase meat in bulk.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 20, 2010
May 13, 2010
Currency Exchange Loss:
Oct 5, 2010