Esperance is the mother of 5 children, two sons and three daughters, but she is also responsible for four other children, two boys and two girls, belonging to close relatives. All the children go to school.
She is requesting a Kiva loan to buy bigger quantities of fish, fruit, and packaging materials to sell to her customers. If the coming elections go off without problems, she hopes to make a big profit from this increased working capital and thus to be able to meet her day-to-day challenges such as food, household expenses, and so on.
Esperance is a member of the solidarity group "Matumaini" which means 'hope'.
Elle est mère de 5 enfants : 2garçons et 3 filles mais prend aussi en charge 4 autres enfants dont 2 garçons et 2 filles de sa famille proche. Tous ces enfants vont à l’école.
Elle demande le crédit Kiva pour acheter de plus grandes quantités de poissons, fruits et matériel d’emballage à revendre aux clients. Elle a l’espoir,si les élections en cours se passent sans heurts, d’avoir un grand bénéfice avec cette augmentation de son capital et ainsi pouvoir relever les défis quotidiens de la vie comme la ration, les frais d’entretien du ménage et autres.
Elle est une des membres du groupe solidaire « Matumaini » qui signifie espoir.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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