One member is Mr. Gregorio. He is 48, married and has seven children, three of whom are still dependents and work with him in the fields. He alternates his activities between retail trading and creating artisanal tiles in his house and land in the Huaro district. He works with his three children, whom he pays a salary, to produce tiles, and his wife joins in to help. He also has agricultural fields in which he produces diverse products such as potatoes, corn, wheat, and barley. Our member has worked for 21 years in this business. He is requesting a loan to invest in materials like clay, minerals and fine sand.
Our members are engaged in a variety of activities including retail trade, stockbreeding, and selling vegetables; they are largely dedicated to agricultural activites and cattle farming. The members are requesting a loan to invest in their various activities.
The members are grateful and value the support offered by means of this medium. They are committed to achieve repayment of their debt within the specified period.
Nuestro socio es el Sr. GREGORIO, Nuestro socio tiene 48 años de edad es casado y tiene 7 hijos, 3 de sus hijos todavía son dependientes del socio y trabajan con El en los terrenos de cultivo. Nuestro socio alterna sus actividades con el comercio minorista, el socio elabora tejas artesanales en el distrito de Huaro en su casa y pequeño terreno, El socio trabaja con sus tres hijos a los que les paga un sueldo para que juntos produzcan tejas, a esto se suma el apoyo de su esposa, Nuestros socio también tiene terrenos agrícolas en los que producen diversos productos como la papa, el maíz, trigo, cebada. Nuestro socio que trabaja desde hace 21 años en este negocio solicita el préstamo para invertir en materiales como son arcilla, minerales, arena fina.
Nuestros socios alternan sus diferentes actividades con el comercio minorista, ellos crían animales para la venta, venden verduras y en su mayoría están dedicados a la agricultura y a la ganadería. Los socios solicitan el préstamo para reinvertir en sus diferentes actividades.
Los socios agradecen y valoran el apoyo brindado mediante este medio y se comprometen a cumplir con el pago de su deuda en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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