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Mariana De Jesus
Mariana is a 64-year-old woman who lives in a peri-urban zone in el Paraíso de Guayaquil. Her house is made of bamboo, and the only utility she has is electricity. Ever since her divorce, she had to look after her 6 children. She invested all of her savings in buying provisions and in converting the front part of her house into a small store using bamboo.

From then on, she has supported herself and her children with the earnings from her store. At present, she lives with only one daughter who helps her when she comes home from work. Mariana works from 5:00am until 11:00pm every day.

With this loan, she would like to purchase a display case and notebooks for her shop. In the future, she wants to continue restocking her business and remain in good health.

View original language description ↓
Mariana de 64 años, vive en una zona periurbana en el Paraíso de Guayaquil, su casa es de caña y solo cuenta con luz como servicio básico. Desde que se divorcio de su esposo ella se tuvo que hacer cargo de sus 6 hijos. Invirtió todos sus ahorros en víveres y readecuo la parte delantera de su casa con caña para poner la pequeña tienda.

Desde ese tiempo hasta ahora se ha mantenido con los ingresos de la tienda y ha podido mantener a sus hijos. En el presente vive solo con una hija, que cuando llega del trabajo le ayuda. Mariana trabaja desde las 05h00am hasta las 23h00pm todos los días.

Con el préstamo quiere comprar una vitrina y cuadernos escolares para su tienda. En el futuro quiere surtir su negocio y permanecer con salud.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 86
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Mariana De Jesus purchase a display case and notebooks.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 19, 2010
May 11, 2010
Currency Exchange Loss:
Apr 15, 2011