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Me Som Trust Bank Group
In this Group: Gloria , Joyce, Afia, Comfort, Esther
Esther describes herself as a hard-working woman. She is a 45-year-old resourceful mother of four children. Esther has operated a retail business selling meat and charcoal for the past 3 years. Charcoal is one of the most common and affordable sources of energy for cooking in Ghanaian homes. Esther plans to use the loan to purchase a large quantity of charcoal to expand her current business. Ester hopes to provide her children with the best training, especially in education.

Esther is currently the leader of the trust bank group called "Me Som", which means “I will serve” in Twi, the most commonly spoken language in Ghana. There are five members in this group. The other members of the group are traders in foodstuffs, cosmetics, pastry, baked goods and others. Esther says that the whole group is well organized and they hope to use the loan to grow their businesses and improve their respective families' living conditions.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,572,300
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Me Som Trust Bank Group's $1,850 loan helped a member to purchase charcoal and meat in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 22, 2010
May 11, 2010
Currency Exchange Loss:
Dec 18, 2010