Mrs. He P. is a 46-year-old married woman who lives in a commune in Kompong Tom province. To earn a living, she built a stall next to her house where she operates a pig raising trade for a profit. She can breed pigs at least two times a year and is able to sell to buyers when the pigs mature. Her husband also earns income for the family by working in the Ministry of the Interior. The couple now has four kids. Three of the kids are employed at a variety of occupations and help be responsible for the family, and one is jobless. He P. wants to encourage her jobless child to have a formal business but she requires capital. Because of that, He P. would like to request a Kiva loan of $500 for her child to use as capital to open a phone repair shop.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.