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Awurade Nsesa Da Trust Bank Group
In this Group: Doris, Abena, Grace, Akua*, Fracisca, Abena
* not pictured
Grace is a 39-year-old married woman with 4 children ranging in age from 6 to 21 years old. Her husband is currently unemployed thus making her the sole breadwinner for the home. Grace describes herself as hard-working.

Grace has been a hairdresser for the past 10 years. In addition to her hairdressing business, Grace also sells food items such as rice and stew. Grace will use the loan to buy hair pomades and rice. She hopes to eventually expand her hairdressing business from a kiosk (a small wooden store) to a container store which will give her business more exposure. Grace would also like to help her children get an education.

Grace is the leader of the group named 'Awurade Nsesa Da', which means “God Never Changes” in Twi, the most common language spoken in Ghana. There are 6 members in this group. The other group members are involved in the retail business, selling groceries, 'kenkey' (maize balls), gari (cassava couscous) and beans. 'Kenkey' and 'gari' are traditional Ghanaian foods. 'Kenkey' is a maize-based starchy ball that is usually eaten with pepper and fried fish.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 38
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Awurade Nsesa Da Trust Bank Group's $1,350 loan helped a member purchase hair pomade, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 20, 2010
May 11, 2010
Currency Exchange Loss:
Oct 5, 2010