She has given birth to three children; two sons and one daughter. Her son is older than the other siblings and reads at a 9th grade level. The younger son reads at a 2nd grade level. Her daughter reads at a 6th grade level.
Her husband's name is W. M. and he is an auto-rickshaw (local three-wheeled motor vehicle) driver. He has 10 years of driving experience.
Shahnaz and her husband want to provide a good education for their kids because they got their education up to the 10th grade level and would have liked to study further, but due to financial problems they had to leave their education. They do not want the same thing to happen to their kids which is why they work hard and manage their education expenses.
They have successfully repaid their first loan to Asasah (microfinance institute of Pakistan and a partner of Kiva) and now are applying for a loan for the second time to repair their rickshaw because its repair is becoming essential now, otherwise its engine seizes up.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid