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Laïdou Group
In this Group: Kadia , Minata , Adiara , Mama
The group Laïdou is composed of married women averaging 24 years of age and two children. They live in nuclear conjugal families with their children and husband. These women reside in the Hérémakono-Nord district of Bougouni City (3rd administrative region of the Republic of Mali). They know one another through ties of friendship and commerce, and their businesses involve fruit and vegetables: plantains, coconuts, pineapples (as with Kadia Samaké), and food catering.

To improve their buying power in order to build up a large enough stock, the group members decided to join the micro-finance institution Soro Yiriwaso and are now on their third group loan. All the preceding ones were repaid.

Ms. Kadia Samaké does commerce in fruit and vegetables, such as plantains, pineapple, and coconuts next to her husband, who is a welder. Her business is situated in the heart of Bougouni City along the National Road No. 7, which links Abidjan (Republic of Cote d’Ivoire) and Bamako (Republic of Mali).

Kadia plans on using her loan to buy 50 bunches of plantains, 200 kg of pineapples, and 100 kg of coconuts. She gets her supplies from truck drivers who stop over in Bougouni on their way from Bamako to Abidjan. All sales are cash or credit retail sales to a customer base composed of women and men in Bougouni City.

With this loan, Kadia hopes to have a monthly profit of 35,000 francs CFA, while the other group members plan on a monthly profit of 25,000 francs. The profit will be used for taking care of the children.
View original language description ↓
Le groupe Laïdou est constitué des femmes mariées qui ont une moyenne d’âge de 24 ans et de 2 enfants. Elles vivent dans des familles conjugales nucléaires avec leurs enfants et époux. Ces femmes résident dans le quartier Hérémakono-Nord de la ville de Bougouni (troisième région administrative de la république du Mali).
Par des relations d’amitiés et de commerce, ces femmes se sont connues et font le commerce de fruits et légumes : banane plantain, noix de coco, ananas (à l’image de Kadia Samaké) et de la restauration.
Pour améliorer leurs capacités d’achats afin et de faire assez de stock, elles ont décidé d’adhérer à l’institution de micro finance Soro Yiriwaso, avec qui elles sont à leur troisième prêt de groupe et tous les prêts précédents ont été bien remboursés.
Madame Kadia Samaké fait le commerce de fruits et légumes tels les bananes plantains, les ananas et les noix de coco à côté de son mari qui est un soudeur installé au cœur de la ville de Bougouni au abords de la route nationale N°7 qui relie Abidjan (république de Côte d’Ivoire) à Bamako (république du Mali).
Kadia Samaké compte utiliser son prêt pour acheter, 50 régimes de bananes plantain, 200kg d’ananas, 100kg de noix de cocos. Elle s’approvisionne auprès des chauffeurs de camions qui font escale à Bougouni lors de leur passage d’Abidjan pour Bamako. Toutes les ventes se font en détail, au comptant et à crédit dans la ville de Bougouni, à une clientèle composée d’hommes et de femmes.
Avec ce prêt le elle espère obtenir un bénéfice mensuel de 35000 FCFA alors que les autres membres du groupe comptent sur un bénéfice mensuel de 25000FCFA qui sera utilisé dans l’entretien des enfants.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 24
    View loans »
    Mali Loans Fundraising
  • $9,945,750
    Funds lent in using Kiva
  • 516.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Laïdou Group's $400 loan helped a member buying fruit.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 20, 2010
May 10, 2010
Currency Exchange Loss:
Nov 15, 2010