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Maria is 28 years of age, married with four children and all her children go to school. She resides and rents a two-room house where she stays with six people. Maria doesn’t take care of additional family members. Maria sells cold drinks in Kalerwe market, one of the markets in Kawempe division in Kampala district. She sells cold drinks like passion juice, water and soda. She wants to use this loan of 300,000/= to buy more crates of soda, boxes of mineral water, a sack of passion fruits and 10 kilograms of sugar.

Maria has been in this business for two years and with MCDT for one and half years, servicing her third loan. Besides this business, she also owns bicycles for hire, which brings 4,000/= per day. Maria pays market dues of 1,000 /= per day worked and 2,500 to rent her refrigerator. Maria gets all types of customers ranging from cyclists to vendors. Maria works six days a week. Her business challenges are the rainy season and defaulters. Maria aspires to see her business grow big, to buy her own refrigerator and to employ two girls. She joined MCDT because she wanted to increase her capital base. Maria’s monthly expenses include rent, school fees and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 152
    View loans »
    Uganda Loans Fundraising
  • $32,003,575
    Funds lent in using Kiva
  • 2,193.0
    Uganda Shillings (UGX) = $1 USD