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Toch C., 43, is married and resides with his wife and five children in Phnom Penh City, Cambodia, an area known as the most populated city in the country. He is a police officer at the interior ministry and earns an income of about USD 7 per day. His wife sells gasoline in front of a university, earning an income of USD 5 per day, to help cover the family expenses. C. is requesting a loan of USD 1000 to buy more gasoline for his wife to sell. In the future, he would like to use any additional profit to support the children’s studies. This is his first loan from CREDIT, a long-standing Kiva partner in Cambodia. C.'s wife appears in the photograph.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 121
    View loans »
    Cambodia Loans Fundraising
  • $35,122,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Toch buy more gasoline for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 21, 2010
May 18, 2010
Currency Exchange Loss:
Apr 17, 2011