Mrs. Oem P. is a modest villager living in Siem Reap Province, the province of Cambodia. She owns farmland in the village where she plants rice and vegetable crops to make an income. P. is a divorced mother who has given birth to five children who are still single. Two of her children help with the family's daily expenses by working in different jobs. One of P.'s daughters is selling grocery items out of the home. Recently, they ran out of grocery items. This is why P. would like a US$ 1000 loan. She plans to order additional grocery inventory to sell and the rest of the money will be used for cleaning up the field and growing crops.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.