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Santiago Felipe
Santiago Felipe V. C., 60, is married and has four children whose names are: Freddy, 30, Javier, 28, Hilda, 35, and Miguel 40. They live in San Francisco de Rumí Pamba which is an hour and a half from San Miguel canton, Bolívar province.

He is a member of the “San Francisco de Rumí Pamba” communal bank which has 25 members in total most of whom are in agriculture and sheep-raising.

Santiago has worked in agriculture his whole life; it is his family’s main source of income. Among his crops are: potato, corn, pea, broad bean, wheat and cattle pasturage. He sells each harvest’s product in San Miguel.

Santiago is asking for funds to buy fertilizers and organic manure for his corn crops. His goal is to improve his crops and his way of life. The challenges he faces are the lack of support for farmers and low income.

Santiago tells us that he enjoys singing beside the river in his free time.
View original language description ↓
Santiago Felipe V. C. tiene 60 años, es casado, tiene 4 hijos que se llaman Freddy de 30, Javier de 28, Hilda de 35 y Miguel de 40 años, Viven en el recinto San Francisco de Rumí pamba a una distancia de hora y media del Cantón San Miguel Provincia de Bolívar.

El socio es un miembro de la ventanilla rural “San Francisco de Rumí pamba”. La misma que esta conformada por 25 socios en total, los cuales la mayoría se dedican a la agricultura y pastoreo de ganado bovino.

Santiago trabaja en la agricultura toda su vida como principal fuente económica de su familia. Dentro de los cultivos que más sobresalen en la zona son las papas, maíz, arbeja, habas, trigo y pastoreo de ganado. Vende los productos cada cosecha en la ciudad de San Miguel.

Santiago solicita el crédito para comprar fertilizantes y abonos orgánicos para la siembra de maíz. Su meta es de mejoras sus cultivos y su forma de vida. Los desafíos que enfrentan son falta de ayuda al agricultor, pocos ingresos económicos. Santiago manifiesta que en sus tiempos libres le gusta cantar junto al rió.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Santiago Felipe to buy fertilizers and organic manure for his corn crops.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Apr 8, 2010
May 19, 2010
Currency Exchange Loss:
Jan 15, 2011