Mrs. Tha T., 38, owns a medium wooden house and a grocery shop, where she sells many items, including cooking ingredients, sweets and soft drinks. (Mrs. Tha T. was busy when the photo was taken so her husband is shown instead.) Tha T. sells her inventory to people who are also her nearby neighbors.
She has been running a grocery business for a long time and earns an average of $4.40 a day. To ensure the entire family has financial stability, her husband owns a machine that he uses to supply electricity for client’s batteries for a fee. This couple now lives with two children who are going to school or to work. Tha T. is taking out her loan to increase her inventory and to buy piglets for a stall she built.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.