Derick is 24 years old and sells clothing (dresses, jeans, trousers, pullovers) primarily for youth (school-going children) and other local customers. His shop is in a busy market center and he manages it himself. Prior to starting this business, Derick was in school. Outside of this business, Derick's family grows vegetables and maize.
Derick plans to use the loan of 40,000 KES to purchase additional clothing inventory and supplies for his shop (dresses, jeans, trousers, bags, and boxes for school-aged children). Derick has successfully repaid one previous loan of 20,000 KES.
He hopes one day to purchase a car for personal use and a plot of land so that he can build a home. In 5 years, Derick hopes to be a wholesaler of new clothing in his town. He also hopes to open up many shops in the region and, not only specialize in new clothes, but also open a boutique. He describes himself as hard-working, strict, and generous.