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Sabougnima Group
In this Group: Mariama Mamadou, Mariama, Jozianne, Fanta , Fatoumata , Borry, Fatoumata
Sabougnima is a group made up of seven women, all of whom are married and around 40 years old. They all live in Nianfor, a village 90 KM from the capital region of Ziguinchor. They are mothers and have at least four children each.

Their primary business is market gardening, but they also sell palm oil, ice-cream, and natural fruit juices.

The Sabougnima group is one of eight groups who make up the Village Bank of Niafor. It was created in October of 2002, during the inauguration of the Village Bank project. Most of the members of the group have very good credit, having profited 17 times and never having difficulty in repayment.

The current loan has allowed them to stock-up on agricultural fertilizers and a sufficient quantity of palm oil and ingredients for making of ice-cream and fresh fruit juices.

As for the president of the group, Mrs. Fatoumata M., number 03KD3211081072, is 43 years old. She is married and the mother of four children. She mostly sells ice-cream and fruit juices, made from local ingredients. Her goal is to increase her business by purchasing another refrigerator to make more product in order to earn more profits and be able to improve her family's quality of life.

On top of reimbursing their loan regularly, the women earn a monthly savings of about 25% of their funds.
View original language description ↓
Sabougnima est un groupe de solidarité composé de 07 femmes toutes mariées et ont une moyenne d'âge de 40 ans. Elles résident toutes à NIANFOR, village distant à 90 kilomètres de la capitale régionale (Ziguinchor)elle sont mères d'au moins de 4 enfants.

Leur activité principale est le maraîchage et comme activité secondaire elle font la vente d'huile de palme, de crème glacée et de jus de fruits naturel.

Le groupe de solidarité Sabougnima est l'un des 08 groupes qui composent le Banc Villageois de NIAFOR, il est créé en octobre 2002 lors de l'inauguration dudit Banc Villageois. La plus part des membres du groupe de solidarité ont une très bonne expérience du crédit pour en avoir bénéficier à 17 fois et aucun de leur remboursement n'a jamais fait l'objet de difficulté.

Le prêt actuel leur permettra de mieux s'approvisionner en intrants agricoles et en quantité suffisante en huile de palme et ingrédients pour la fabrique de crème glacée et de jus de fruit naturel.

quant à la présidente du groupe de solidarité, Madame Fatoumata M., numéro 03KD3211081072, elle est âgée de 43 ans, elle est mariée et mère de 04 enfants en charge. Elle vend essentiellement de la crème glacée et des jus de fruits fabriqués à base de produits locaux. Et son objectif est d'intensifier son activité en achetant un autre réfrigérateur pour la fabrique de ses produits afin de gagner plus de bénéfices et pouvoir participer à l'amélioration des conditions de vie de sa famille.

En plus du remboursement régulier qu'elles, elles arrivent mensuellement a réaliser une épargne d'environs de 25% de leur crédit.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 48
    View loans »
    Senegal Loans Fundraising
  • $13,535,825
    Funds lent in using Kiva
  • 506.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sabougnima Group's $1,225 loan helped a member increasing the level of investment in the group.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 24, 2010
May 7, 2010
Currency Exchange Loss:
Nov 15, 2010