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For her borrowing needs at the micro-finance institution U-IMCEC Thiès, Ms. Aïssatou S. provided us this interview: 

What is your business, Madame ?
-    Madame Aïssatou : For ten years, I have been doing commerce in cloth, mobile phones, milk, laundry products, anything that will sell in general.  And I very often place orders for these good with wholesalers in Thiès.  I rarely sell at the retail level. 

How did you choose this line of work?
-    Madame Aïssatou :  I saw that people were active in this trade, and it was much easier to do.  It doesn't require much schooling.  And so, my peers have pushed me into it.

What are the most important aspects of this work?
-    Madame Aïssatou :  Getting supplies.  This is why I supply myself quite often from Nouakchott, the capital of  Mauritania, where goods are less expensive. 

What is the purpose of the loan you are requesting?
-    Madame Aïssatou : This loan, if you give it to me, will allow me to stock up, to develop my business, and to expand it. 

Madame Aïssatou is on her third loan request at this branch office.  She is married and the mother two children. 
View original language description ↓
Pour son besoin de crédit au sein d’U-IMCEC Thiès, Madame Aïssatou S. nous a livré cet entretien
Quelle est votre activité Madame ?
- Madame Aïssatou : je fais le commerce de tissus, téléphone portable, lait, produits de lessive, tout ce qui marche en général depuis 10 ans. Et je les place très souvent aux grossistes de Thiès et je vend rarement en détail
Comment vous avez choisi ce métier ?
- Madame Aïssatou : J’ai vu les gens s’activaient dans le métier et c’était beaucoup plus facile de le faire, ça demande pas d’être très diplômée pour le faire. Donc mes paires m’ont poussées à le faire
Quelles sont les aspects les plus importants dans ce travail ?
- Madame Aïssatou : l’approvisionnement. C’est pourquoi je m’approvisionne très souvent en Nouakchott capitale de la Mauritanie où les marchandises sont moins chères.
A quoi sert ce crédit que vous demandez ?
- Madame Aïssatou : Ce crédit, si vous me le donnez, va me permettre de m’approvisionner, développer et élargir mon business.
Madame Aïssatou est à sa troisième demande de crédit au niveau de la caisse. Elle est mariée et mère de 2 enfants

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 40
    View loans »
    Senegal Loans Fundraising
  • $14,549,700
    Funds lent in using Kiva
  • 506.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Aïssatou supplies of goods for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 30, 2010
May 7, 2010
Currency Exchange Loss:
May 15, 2011