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Estelita M. is a 63-year-old, hardworking wife and mother. She is not just a plain housewife, but is also a very supportive business partner to her husband, a farmer. Along with their three children, they combat poverty with not much material or financial wealth in their possession aside from a dream nursed in their hearts that fuels their physical and mental capabilities to get out from under the weight of poverty.

Through the proceeds of a buying and selling “bangus” (milk fish, the national fish) fry (fingerlings) and farming rice, Estelita has able to graduate one of her children from college. Though two of her children did not earn college degrees, Estelita and her husband are still happy since they are enjoying the careers they chose -- one as a hired laborer and the other abroad as a domestic helper.

Looking back to the kind of life Estelita and her family have had in the past, she could recognize a lot of improvements had happened. Partially, their house has improved and Estelita wants to fully accomplish it through the proceeds of her business. For that, she is requesting a much larger amount of loan to finance the rice-farming business managed by her husband.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1933
    View loans »
    Philippines Loans Fundraising
  • $61,097,225
    Funds lent in using Kiva
  • 44.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Estelita to purchase necessary farm inputs such as seedlings, fertlizers and to pay for laborers and the rental of farm equipment.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Apr 22, 2010
May 5, 2010
Currency Exchange Loss:
Apr 15, 2012