Espiritu Santo De Anchaq Wasi Group
The members are involved in a variety of commercial activities like: sale of cereals, small animal sales, grocery stores.
Such is Julia’s case. She is the communal bank president; she’s married and has 4 children. Julia sells cereals that she buys in the various communities in the region and sells them in the cities of Pisco and Cañete. She will use the funds to buy cereals. Julia’s dreams are to buy a piece of property in Ayacucho and that her children become professionals.
The members need loans in varying amounts: 200 soles, 400 soles, 600 soles, totaling 3500 soles.
Las socias realizan diferentes negocios como la venta de cereales, animales menores, tienda de abarrotes.
Como es el caso de la Señora Julia que es la presidenta del Banco comunal, Julia es casada y atiene 4 hijos, Julia se dedica a la venta de cereales que compra en las diferentes comunidades de la región y los comercializa en la ciudad de Pisco y Cañete. Su préstamo será invertido en la compra de cereales, los sueños de Julia son comprar un terreno en ayacucho y que sus hijos sean profesionales.
Las socias necesitan diferentes montos de prestamos como 200 soles, 400 soles, 600 soles haciendo un total de 3,500 soles.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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