Maria Parado De Bellido Ii Group
The group members work in various types of businesses like selling small animals, groceries, food, veterinary products, or bread. Normal is the president of the village bank and has been a member for a year and a half. She is married with 3 children. She runs a small store in her home where she sells groceries, clothes, shoes, vegetables, and fruit. She started her business in a rented home with very few products; now she has her own locale which is much larger and her husband helps her with the business. Her loan will be used to buy sugar, vegetables, and fruit. Norma dreams of helping her children to have careers and to someday buy a car to transport her products.
The group members need different loan amounts like $175, $210, and $350 for a total of $5000.
Las socias realizan diferentes negocios como la venta D. animales menores, abarrotes en general, comida, productos veterinarios y panadería.
Como es el caso D. la Señora Norma que es presidenta del Banco Comunal y es socia hace 1 año y medio, Norma es casada y tiene 3 hijos, Norma tiene una tienda en su casa en donD. venD. abarrotes en general, ropa, calzados, verduras, frutas, su negocio lo inicio en casa alquilada con pocos productos, actualmente tiene local propio y granD., actividad que realiza con la ayuda D. su esposo, su préstamo será invertido en la compra D. azúcar, verduras, frutas. Los sueños D. Norma son que sus hijos sean profesionales, comprar un carro para transportar sus productos.
Las socias necesitan diferentes montos D. prestamos como 500soles, 600 soles, 1000 soles haciendo un total D. 14,200 soles.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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