Los Alegres De Anyaypampa Group
The members of this group work in various businesses as is the case with Margarita. She lives with her partner with whom she has 4 children. Together they raise trout in their community; she recounts that before they started this business, her partner only worked in agriculture and it was difficult to support their children, which is why they started to raise trout in the community river. They began with one deep pool and now they have 18. They first started selling in the city of Ayacucho but now sell in their own community because the buyers come to them. Margarita formed a group with some of her relatives and they hope to keep growing the business. Her loan will be used to buy balanced feed for the trout. Margarita dreams of having a restaurant where she can sell her trout.
The group members need different amounts of loans like $35, $100, or $175 for a total of $1700.
Las socias realizan diferentes negocios como es el caso de la Señora Margarita que es conviviente y tiene 4 hijos, Margarita junto a su esposo se dedican a la crianza de truchas en su comunidad, ella menciona que antes de este negocio su esposo solo se dedicaba a la agricultura y era difícil mantener a sus hijos, fue así que comenzaron con la crianza de truchas en el río de su comunidad, empezaron con una poza actualmente tiene 18 pozas, sus ventas al inicio lo realizaban en la ciudad de Ayacucho, actualmente venden en la misma comunidad porque vienen los compradores. Margarita junto a otras familias conformaron una asociación y esperan seguir creciendo con su empresa. Su préstamo será invertido en la compra de alimento balanceado para truchas. Los sueños de Margarita son tener un restaurante para vender las truchas.
Las socias necesitan diferentes montos de prestamos como 100 soles, 300 soles, 500 soles haciendo un total de 4,800 soles.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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