Santisima Trinidad - Sallali. Group
The members are involved in a variety of commercial activities. An example is Juana who lives with her life partner and their 8 children. Juana is a cheese merchant. She started out selling cereals and cheese in Ayacucho and she would bring back bread from the city to sell in her community.
Juana plans to set up a grocery store in her home and will use the loan to buy stock items. Juana’s dream is to have a grocery store in her home.
The members all need loans of varying amounts: 100 soles, 300 soles, 600 soles, totaling a 1600 sol group loan.
Las socias realizan diferentes negocios como es el caso D. la Señora Juana que es conviviente y tiene 8 hijos, Juana se dedica a la compra y venta D. quesos, Juana inicio su negocio con la venta D. cereales y quesos, que vendía en la ciudad D. Ayacucho y D. la ciudad compraba panes que vendía en su comunidad, Juana tiene proyectado implementar una tienda D. abarrotes en su casa, con el préstamo que obtendrá comprará abarrotes. Los sueños D. Juana son tener una tienda D. abarrotes en su casa.
Las socias necesitan diferentes montos D. prestamos como 100 soles, 300 soles, 600 soles haciendo un total D. 1,600 soles.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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