The members have a variety of types of businesses such as: the sale of vegetables, groceries in general, young animals, and sweets, and also the cultivation of vegetables and the raising of livestock.
Such is the case of Violeta, who is the secretary of the communal bank. Violeta is married, 26 years old, and has 2 children. Violeta has a store in her house where she sells groceries and general merchandise, which she does every day. In addition, Violeta raises guinea pigs in sheds that she has at her home. She herself is in charge of planting the alfalfa that she feeds to the guinea pigs. Her loan will be invested in the purchase of rice and sugar. Violeta dreams of getting ahead, improving her business, building her house and exporting her guinea pigs.
The members need different amounts of loans, such as 300 Peruvian soles, 600 soles, or 900 soles, making a total of 10,950 soles.
Las socias realizan diferentes negocios como la venta D. verduras, abarrotes en general, animales menores, golosinas, agricultura D. verduras y crianza D. animales.
Como es el caso D. la Señora Violeta es la secretaria del Banco Comunal, Violeta es casada, tiene 26 años y 2 hijos, Violeta tiene una tienda en su casa en donD. venD. abarrotes en general, actividad que realiza todos los días, además Violeta se dedica a la crianza D. cuyes, tiene galpones en su casa, y ella misma se encarga D. sembrar alfalfa para la alimentación D. los cuyes. Su préstamo será invertido en la compra D. arroz, azúcar. Los sueños D. Violeta son salir adelante, mejorar su negocio, construir su casa y exportar los cuyes.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600 soles, 900 soles haciendo un total D. 10,950 soles.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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