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Yesu Amala Group, Kampala
In this Group: Teo, Frank, Deborah, Margaret, Brian, Margaret, Fiona, Peter, Regina, Gorrette, Rose, John, Yowasi
She is a graceful 38-year-old woman with four children, but being divorced led her into a reality check. N. Topy had to quickly come to terms with the fact that she had to take care of her four children and two orphans without the assistance of a man.

Thirteen years ago Topy began with a charcoal-selling business in Kamwokya. She knew the only way she could quickly establish herself a niche in such a fledgling competitive business was through good interactions with her clients and to increase her charcoal stock.

After she built on her knowledge of the business, Topy quickly started getting a reputation for herself. Her clientele grew as a result of her hard work and up to now her business is still gaining ground.

Many factors have played into Topy’s favor, outstanding of which is her affable customer care skills. In a month, Topy says she makes profits to the tune of 300,000 shillings and she is anticipating even more once she gets this loan.

Topy’s future plans are based around the expansion of her business through buying more bags of charcoal and also trying her hand at selling fish.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 269
    View loans »
    Uganda Loans Fundraising
  • $31,080,425
    Funds lent in using Kiva
  • 2,119.7
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Yesu Amala Group, Kampala's $3,625 loan helped a member to purchase more bags of charcoal and fish to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 26, 2010
May 26, 2010
Currency Exchange Loss:
Nov 15, 2010