La Amistad Group
Members' businesses include selling quinoa-based breakfast foods, as well as meals, soups, other food products, and cosmetics. Other members provide services, including transportation and taxi services, and still others are professionals like lawyers and teachers.
Giovanna is thirty-eight-years-old, married, and has three children. Her primary business is selling meals. She prepares lunch and dinner and is on the job Monday through Friday, from 7:00 in the morning until 10:00 at night. She's been in business now for two or three years and things are going very well thanks to the determination she brings to the job. She needs a loan to increase her working capital and she would like to buy ingredients including rice, noodles, sugar, oil, and vegetables.
Giovanna has belonged to the village bank for two years and considers herself to be a responsible and punctual person with respect to her payments.
The members value and appreciate the loans they receive through this means, and they are committed to making their payments on time.
Cusco is a lovely city in the southern region of the country, known for its archaeological sites, historical center, landscape, and history.
Las actividades económicas de algunos de los socios a lo que se dedican son a las ventas de desayuno a base de quinua, venta de cosméticos, venta de comida, venta de caldos, venta de comestibles y otros socios brindan servicios como por ejemplo de transportes, agencia de transportes, taxistas y además son profesionales como abogados y docentes.
Giovanna, tiene 38 años, es casada, tiene tres hijos y su principal actividad económica es vender comida, ella prepara almuerzo y cena de lunes a sábados y trabaja desde las 7 mañana hasta las 10 de la noche. Ya son 2 a 3 años que se dedica al negocio y le va muy bien gracias al empeño que le pone a su trabajo, ella requiere el préstamo para aumentar el capital del negocio y desea comprar insumos como por ejemplo arroz, fideos, azúcar, aceite y verduras.
Giovanna forma parte del banco comunal desde hace 2 años y se considera una persona responsable y puntual con el pago de las cuotas.
Los socios valoran y agradecen el préstamo otorgado mediante este medio y así mismo se comprometen a cumplir con el pago de sus cuotas en el plazo establecido.
Cusco es una ciudad que se caracteriza por sus centros arqueológicos, su centro histórico, sus paisajes, su historia, siendo una ciudad encantadora de la región sur del país.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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