Virgen Del Rosario Del Cusco Group
Felicia, age 47, is a widow with two children. Her main economic activity is selling food at the final stop of the Columbia express train. It is on Los Incas Street in the city of Cusco. She has been selling breakfast as a street vendor for 26 years. She gets up at four in the morning to prepare the breakfast, and she leave to sell from seven to ten in the morning.
Her supplemental economic activity is selling beauty products. She needs the loan to buy more women’s beauty products like earrings, perfume, cologne, necklaces, and lipstick, etc.
Most of the members are merchants. For example some of them sell food, kebabs, weavings and embroidery, groceries, and jewelry. Other members offer services such as taxi drivers or work as employees.
Cusco is a city characterized by its archeological centers, its historical center, its scenery, and its history. It is an
enchanting city in the southern region of the country.
Felicia nos cuenta. - En mi banco comunal “Virgen del Rosario del Cusco” somos 13 integrantes (12 mujeres y 1 varón). Las reuniones son cada treinta días en la oficina central D. la Asociación Arariwa seD. Cusco y en esta oportunidad me eligieron a mí como representante del banco comunal para dar mi testimonio D. mi principal actividad económica.
Felicia, tiene 47 años, es viuda, tiene dos hijos y su principal actividad económica es vender comida en el paradero final D. los expresos “Columbia” en la calle los Incas D. la ciudad del Cusco. Ella venD. desayuno D. forma ambulatoria desD. hace 26 años y se levanta a las 4 D. mañana para preparar el desayuno y sale a vender D. 7 a 10 D. la mañana. Su actividad económica complementaria es vender productos D. belleza. Ella requiere el préstamo para comprar más productos D. belleza para mujer como por ejemplo aretes, perfumes, colonias, collares, lápiz labial, etc.
La mayoría D. los socios son comerciantes por ejemplo algunos se dedican a la venta D. comida, anticuchos, tejidos y bordados, comestibles, joyería y otros socios brindan servicios como por ejemplo D. chofer D. taxi y empleados.
Cusco es una ciudad que se caracteriza por sus centros arqueológicos, su centro histórico, sus paisajes, su historia, siendo una ciudad encantadora D. la Región Sur del país.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid