They know each other as neighbors, friends or family members, and their commercial activity consists in purchasing and reselling miscellaneous articles: clothing, bed linens, cosmetics and deodorants. It is the need to boost their business capital which has motivated them to collaborate with Soro Yiriwaso. They are now on their 7th group loan.
Mrs. Salimata G. is one of the group members who excel in selling cosmetics and clothing. She plans to use her loan to purchase two dozen boxes with perfumes and deodorants of various types and quality grades. She usually purchases her stock in Bamako and sometimes in Ségou. She sells her wares at the big market of Ségou on market days.
She hopes to achieve a monthly income of 65,000 West African Francs which will be used to repay her loan, and allow her to contribute to the cost of food and social events (weddings, baptisms, funerals).
Elles se sont connues à travers des liens de voisinage, d’amitié, de mariage et de leurs activités commerciales qui n’est autres que l’achat vente d’articles divers : des habits, des draps de lit, des cosmétiques et des déodorants.
C’est le besoin d’augmenter leur fonds de commerce qui les motiva à collaborer avec Soro Yiriwaso et elles sont à leur 7ème prêt solidaire.
Madame Salimata G. est un des membres du groupe qui excelle dans l’achat vente de cosmétiques et d’habits.
Elle compte utiliser son prêt pour acheter : deux douzaines de cartons de parfums et déodorants de variétés et de qualités différentes.
Elle s’approvisionne généralement à Bamako et quelques fois à Ségou. Elle revend ses produits à domicile, au grand marché de Ségou les jours de foire.
Elle espère réaliser un bénéfice mensuel de 65.000FCFA qui sera utilisé pour, rembourser son prêt, contribuer à l’achat de nourriture et participer aux évènements sociaux (mariages, baptêmes, funérailles).
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid