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Galabou Group
In this Group: Yama, Kadia , Ami , Nièba , Aminata , Menta , Mafouné , Djélika , Mayama
The group Galabou is composed of nine married women in large traditional families.  The women average 37 years of age and four children all living in Sakoïbougouni, a village of the rural community of Sakoïba (4th administrative region of the Republic of Mali). They do commerce in vermicelli, grains, calabashes, and firewood, and they raise sheep.

Needing to increase their working capital, the group members were motivated to become organized and to join the program. They are now on their third solidarity loan.  Ms. Menta Traoré, a member of the group, plans on using her loan for buying two sacks of wheat flour that she will process into vermacelli by using a manual machine.  She gets her supplies in Ségou locally from wholesale merchants. 

To make vermicelli, she kneads a large enough amount with clean water to make a nice uniform dough, which she puts through the machine and then dries.

She sells her vermicelli out of her home and door-to-door in neighboring villages.  Accepting cash and credit, she sells to a customer base composed of women and men. 

Menta plans on making a monthly profit of 19,500 francs CFA, like the other women. The profit will be for helping to cover certain family expenses and increasing her working capital.
View original language description ↓
Le groupe Galabou est composé de neuf femmes mariées majoritairement dans des grandes familles traditionnelles. Elles ont en moyenne 37 ans et 4 enfants. Elles habitent toutes à Sakoïbougouni, village de la Commune Rurale de Sakoïba (4ème Région administrative du Mali).
Les membres du groupe font le commerce de vermicelle, de céréales, de calebasses, du bois de chauffe et de l’embouche ovine.
Le besoin d’augmenter leurs fonds de commerce, les motiva à s’organiser et à intégrer le programme avec qui elles sont à leur 3ème prêt solidaire.
Madame Menta Traoré, un membre du groupe, compte utiliser son prêt pour acheter, 2 sacs de farine de blé qu’elle transformera à l’aide d’une machine manuelle en vermicelle à vendre.
Elle s’approvisionne à Ségou sur place auprès des commerçants grossistes.
Pour faire du vermicelle elle pétrit une quantité suffisante avec de l’eau propre jusqu’à obtenir une pâte homogène et fine qu’elle fait passer à la machine puis la fait sécher.
Elle revend son vermicelle à domicile, en ambulant à travers les villages voisins. La vente se fait au comptant et à crédit à une clientèle composée d’hommes et de femmes.
Menta compte réaliser un bénéfice mensuel de 19.500FCFA à l’image des autres femmes qui sera utilisé pour, contribuer à certaines dépenses familiales et augmenter son fonds de commerce.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 28
    View loans »
    Mali Loans Fundraising
  • $11,391,925
    Funds lent in using Kiva
  • 495.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD