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Mrs. Kadidia M. is 51 years old, married and the mother of four children. She lives at her husband’s place with her children in a traditional family with two other co-spouses. They live in the neighborhood of Hamdallaye in Segou (fourth administrative region of the Republic of Mali).

She did not attend school and came from a family of retailers. She started very early in the business with her mother who sold fish. After several years of apprenticeship next to her mother and until her wedding, she decided to develop by herself by conducting a business of fruit juices and ice cream.
She has been in this business for 10 years now and enjoys a large customer base and notoriety.

With the intention to strengthen her production ability she appealed to Soro Yiriwaso. She has had this relationship for the last 30 months, after 5 group loans all fully reimbursed. This is her first individual loan and she would like to use it to buy 2 freezers.

She buys her supplies in the Islamic Republic of Mauritania. Mrs. Kadidia M. sells her juices and ice cream for cash or on credit to customers made up of women and men. She is planning on making a monthly profit of 75,000 Francs CFA, which will allow her to provide for some of her expenses (clothing, soap, medications).
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Madame Kadidia M. est âgée de 51 ans, mariée et mère de 4 enfants. Elle vit chez son mari avec ses enfants dans une famille traditionnelle avec 2 autres coépouses au quartier Hamdallaye de Ségou (quatrième région administrative de la république du Mali).
N’ayant pas fait l’école et issue d’une famille de commerçants, elle commença très tôt le commerce auprès de sa mère qui vendait des poissons. Après plusieurs années d’apprentissage à côté de cette dernière jusqu’à son mariage, elle décide d’évoluer seule en menant le commerce de jus de fruits et de glace.
Elle mène cette activité depuis maintenant 10 ans et jouit d’une grande clientèle et notoriété.
Dans le dessein de renforcer ses capacités de production, elle a fait recours à Soro Yiriwaso, elle est en relation avec cette dernière depuis 30 mois, après 5 prêts solidaires tous bien remboursés.
Elle est à son 1er prêt individuel et compte l’utiliser pour acheter, 2 congélateurs. Elle s’approvisionne en République Islamique de Mauritanie. Madame Kadidia M. vend ses jus et glace au comptant et à crédit à une clientèle composée de femmes et d’hommes.
Elle envisage réaliser un bénéfice mensuel 75 000 FCFA, ce dernier lui permettra de subvenir à certaines de ses charges (habillement, savons et médicaments).

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,100
    Average annual income
  • 2
    View loans »
    Mali Loans Fundraising
  • $11,596,050
    Funds lent in using Kiva
  • 495.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD