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Djiguiya Group
In this Group: Messitan , Kadia , Diahara , Assanatou, Bintou , Mah *
* not pictured
The group Djiguiya of the association Benkadi is compose of six married women of the city of Tènèni, Region of Ségou (4th administrative region of the Republic of Mali).  The group members live in traditional families, and they average 35 years of age and have at least five children.  They do commerce in a variety of goods, such as fish (like Messitan D.), clothing, rice, okra, etc, for about fifteen years. 

In order to satisfy their customers, the group members decided to join the loan program of the micro-finance institution Soro Yiriwaso about a year ago.  Messitan, the fish seller, plans on using her loan for buying six baskets of fish from wholesalers and then selling them retail.  She accepts cash from a customer base composed essentially of women. 

While the other group members plan on making a profit of 18,000 francs CFA per month, Messitan herself hopes to earn 21,000 francs a month.

The group members expect to obtain a higher loan amount with Soro Yiriwaso in order to be able to resupply themselves with condiments in bulk, in Bamako. 

Note:  Mah Boïté is absent from the photo for health reasons. 
View original language description ↓
Le groupe Djiguiya de l’association Benkadi est composé de 6 femmes mariées de la ville de Tènèni, région de Ségou (quatrième région administrative de la république du Mali). Elles vivent dans des familles traditionnelles et ont en moyenne 35 ans et au moins 5 enfants.
Les femmes du groupe font le commerce d’articles divers tels le poisson (à l’image de Messitan D.), les habits, le riz, le gombo et). il y’a environ 15 ans.
Afin de satisfaire leur clientèle, elles ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a environ 1 an.
Messitan la vendeuse de poisson compte utiliser son prêt pour acheter, 6 paniers de poissons auprès des grossistes et revend en détail et au comptant à une clientèle essentiellement constituée de femmes.
Tandis que les autres membres du groupe comptent réaliser un bénéfice de 18 000 FCFA par mois, Messitan, elle, espère avoir 21 000 FCFA par mois.
Les membres du groupe compte avoir un montant de prêt plus élevé avec Soro Yiriwaso pour pouvoir se ravitailler en condiments en gros à Bamako
NB : Mah Boïté est absente de la photo pour raison de santé

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 29
    View loans »
    Mali Loans Fundraising
  • $10,710,275
    Funds lent in using Kiva
  • 495.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djiguiya Group's $625 loan helped a member buying fish.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 22, 2010
Listed
May 3, 2010
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2010